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conneecticabusiness & money for founders

Topic

Finance in Canada

The financial concepts behind every balance sheet a founder will be asked to read.

WikiBurn rate: the number that tells you how long you haveBurn rate is the speed at which a company spends its cash. Here is how founders measure it, report it, and use it to buy time.Read →WikiDilution: what you give up every time you raise moneyEvery financing round shrinks every existing shareholder's slice. Here is how dilution actually works, and how founders keep control of the arithmetic.Read →WikiSAFE notes: the five-minute fix for early-stage chequesThe Simple Agreement for Future Equity turned seed investing into paperwork you can sign in a coffee shop. Here is what it does — and what it quietly costs.Read →WikiVenture debt: borrowing like a startupVenture debt lets funded startups add non-dilutive capital on top of equity rounds. Used well it extends runway; used badly it becomes a warrant-heavy albatross.Read →WikiWorking capital: the money trapped in your own businessRevenue is not cash. Working capital is the gap between what customers owe you and what you owe suppliers — and managing it is survival.Read →WikiInvoice factoring: selling your receivables for cash todayFactoring turns unpaid invoices into immediate cash at a discount. Here is the pricing, the fine print and when it beats a bank line.Read →WikiTerm sheets: reading the terms that matter before the moneyA term sheet is a non-binding summary of an investment's terms — and the only moment you have negotiating leverage. What to read first.Read →GuideHow to build a cap table in one afternoonA cap table is just a list of who owns what — until a round makes it complicated. Build one that answers investor questions before they are asked.Read →CalculatorStartup runway calculatorHow many months of cash your company has left, from your balance and your monthly burn — the number every board meeting starts with.Read →CalculatorBreak-even calculatorThe number of units — and dollars of revenue — you need to sell each month before the business starts keeping money instead of spending it.Read →CalculatorCompound growth calculatorProject a starting amount forward at a fixed growth rate — revenue, savings or an investment portfolio.Read →CalculatorROI and payback calculatorReturn on investment and the months until a project pays itself back — the two numbers a board wants beside any spend.Read →

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