Reference

The Connectica business wiki

Plain-language articles on the money concepts behind every Canadian business — funding structures, cash-flow mechanics and the financing vocabulary founders are expected to speak fluently.

financeBurn rate: the number that tells you how long you haveBurn rate is the speed at which a company spends its cash. Here is how founders measure it, report it, and use it to buy time.Updated 2026-11-10 · 6 min readRead →financeDilution: what you give up every time you raise moneyEvery financing round shrinks every existing shareholder's slice. Here is how dilution actually works, and how founders keep control of the arithmetic.Updated 2026-11-08 · 7 min readRead →financeSAFE notes: the five-minute fix for early-stage chequesThe Simple Agreement for Future Equity turned seed investing into paperwork you can sign in a coffee shop. Here is what it does — and what it quietly costs.Updated 2026-11-09 · 6 min readRead →financeVenture debt: borrowing like a startupVenture debt lets funded startups add non-dilutive capital on top of equity rounds. Used well it extends runway; used badly it becomes a warrant-heavy albatross.Updated 2026-11-10 · 7 min readRead →financeWorking capital: the money trapped in your own businessRevenue is not cash. Working capital is the gap between what customers owe you and what you owe suppliers — and managing it is survival.Updated 2026-11-07 · 6 min readRead →financeInvoice factoring: selling your receivables for cash todayFactoring turns unpaid invoices into immediate cash at a discount. Here is the pricing, the fine print and when it beats a bank line.Updated 2026-11-06 · 6 min readRead →legalPPSA financing statements: the lien registry explainedEvery secured business loan in Canada leaves a public trail in the provincial PPSA registries. Here is what a financing statement is, who searches it, and why you should care.Updated 2026-11-05 · 7 min readRead →startupsIncubators vs accelerators: which one your startup actually needsIncubators nurse ideas, accelerators compress growth. Knowing which one you are shopping for saves months and equity.Updated 2026-11-04 · 5 min readRead →financeTerm sheets: reading the terms that matter before the moneyA term sheet is a non-binding summary of an investment's terms — and the only moment you have negotiating leverage. What to read first.Updated 2026-11-03 · 8 min readRead →startupsBootstrapping: building without asking permissionBootstrapped companies fund growth from customers rather than investors. The trade-offs are sharper than most founders expect — in both directions.Updated 2026-11-02 · 5 min readRead →